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All procedures / Brain MRI / Detroit, MI

Brain MRI Cost in Detroit, MI (2026): Negotiated Rates by Insurance TypeNPI VERIFIED

Across 10 hospitals in the Detroit, MI area that publish federally required price files, the median negotiated rate under commercial insurance is $870 (middle half of hospitals: $578–$1,498) and the median self-pay (cash) price is $2,495 for an MRI of the brain (without contrast). The Medicare outpatient baseline for the same procedure family is $356.

Source: hospital machine-readable files (45 CFR §180), file dates 2024-08-06 to 2026-09-02 · Medicare baseline: CMS OPPS Addendum B · Data extracted 2026-10-31 · Page updated 2026-10-31

Area covered: hospitals in Wayne, Oakland and Macomb counties, Michigan. Hospitals outside these places are not in this table, even if they serve the area.

Median insured rate
$870
commercial plans · 8 of 10 hospitals
Middle half
$578–$1,498
25th–75th percentile of hospitals
Median cash
$2,495
self-pay price · 8 hospitals list one
Medicare baseline
$356
CMS OPPS national
1 of 10 hospital files were more than 12 months old at extraction (flagged in the table). Hospitals must update these files yearly; older figures may not reflect current contracts.
These are contract reference rates, not your bill. A plan-type median is not a quote for your specific plan or network. Your out-of-pocket cost depends on your deductible, coinsurance and network status. Rates shown are facility charges only — physician/radiologist fees are billed separately.
HospitalInsured medianPPOHMOCommercialMedicare Adv.ACA ExchangeMedicareCashList (gross)
Garden City Hospital
Garden City · CMS 2★ · file updated 2026-03-17
$484——$4841.4× Medicare$3461.0× Medicare—$3461.0× Medicare$346$5,116
Harper University Hospital
Detroit · CMS 1★ · file updated 2026-09-02
$578——$7882.2× Medicare—$3681.0× Medicare—$10,140$13,520
Huron Valley-Sinai Hospital
Commerce Township · CMS 3★ · file updated 2026-05-20
$578——$7882.2× Medicare—$3681.0× Medicare—$6,863$9,151
Corewell Health Wayne Hospital
Wayne · CMS 2★ · file updated 2026-04-01
$868$1,3173.7× Medicare—$8682.4× Medicare—$8682.4× Medicare$3661.0× Medicare——
Corewell Health Trenton Hospital
Trenton · CMS 3★ · file updated 2026-04-01
$871$1,3173.7× Medicare—$8712.4× Medicare—$8712.4× Medicare$3661.0× Medicare——
Mclaren Macomb
Mount Clemens · CMS 1★ · file updated 2025-12-31
$1,272——$1,2723.6× Medicare——$3481.0× Medicare$2,216$4,432
Karmanos Cancer Center
Detroit · CMS 3★ · file updated 2025-12-31
$2,175——$2,1756.1× Medicare——$3481.0× Medicare$3,634$7,269
Mclaren Oakland
Pontiac · CMS 2★ · file updated 2025-12-31
$2,312——$2,3126.5× Medicare——$3481.0× Medicare$2,774$5,548
Mclaren Port Huron
Port Huron · CMS 2★ · file updated 2025-12-31
——————$3481.0× Medicare$1,570$3,141
Surgeons Choice Medical Center
Southfield · file updated 2024-08-06file >12 mo old
————$3370.9× Medicare—$3370.9× Medicare$439$1,755

Each figure is the median of that hospital's published rates for the procedure's code family under that plan type. "Insured median" is the median of the hospital's commercial-plan rates (PPO, HMO, EPO, POS, ACA marketplace and plans not labelled by type); the headline figure is the median of that column. Hospitals label plan types differently, so compare the Insured median column across hospitals rather than a single plan-type column. "×Medicare" compares to the CMS national outpatient rate. Blank cells mean the hospital's file discloses no dollar rate for that plan type.

Reuse: the price statistics on this page are licensed CC BY 4.0 — use them for anything, including commercial work, crediting "HospitalPriceGrid (ArtiLabs)". Site text, design and paid data extracts are not covered.

Frequently asked questions

How much does a brain MRI cost with insurance?
It depends on your plan type and hospital. In this metro, median negotiated rates in published hospital files range from the Medicare rate (baseline) to several times that amount for PPO plans. Your actual out-of-pocket cost depends on your deductible and coinsurance.
Why is the cash price sometimes lower than the insurance rate?
Hospitals set self-pay discounts independently of insurer contracts. In several published files the cash price is below the median PPO negotiated rate — if you have a high deductible, asking for the cash price can be worth it.
What is the Medicare rate shown here?
It is the national Medicare outpatient payment rate (CMS OPPS Addendum B) for the same procedure family, shown as a government baseline so you can see each hospital's multiple of it.

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