All procedures / Lower Back MRI / Tampa–St. Petersburg, FL
Across 9 hospitals in the Tampa–St. Petersburg, FL area that publish federally required price files, the median negotiated rate under commercial insurance is $512 (middle half of hospitals: $430–$533) for an MRI of the lower back (lumbar spine). The Medicare outpatient baseline for the same procedure family is $243.
Source: hospital machine-readable files (45 CFR §180), file dates 2026-04-01 to 2026-04-01 · Medicare baseline: CMS OPPS Addendum B · Data extracted 2026-10-31 · Page updated 2026-10-31
Area covered: hospitals in Hillsborough, Pinellas, Pasco and Hernando counties, Florida. Hospitals outside these places are not in this table, even if they serve the area.
| Hospital | Insured median | PPO | HMO | Commercial | Medicare Adv. | ACA Exchange | Medicare | Cash | List (gross) |
|---|---|---|---|---|---|---|---|---|---|
| Adventhealth Tampa Tampa · CMS 3★ · file updated 2026-04-01 | $403 | $6572.7× Medicare | $3941.6× Medicare | — | — | $3941.6× Medicare | $2601.1× Medicare | — | — |
| Adventhealth Wesley Chapel Wesley Chapel · CMS 5★ · file updated 2026-04-01 | $426 | $6572.7× Medicare | $3941.6× Medicare | — | — | $3941.6× Medicare | $2611.1× Medicare | — | — |
| Adventhealth Carrollwood Tampa · CMS 3★ · file updated 2026-04-01 | $430 | $6572.7× Medicare | $3941.6× Medicare | — | — | $3941.6× Medicare | $2601.1× Medicare | — | — |
| Tampa General Hospital Tampa · CMS 3★ · file updated 2026-04-01 | $436 | — | — | $4731.9× Medicare | — | $3981.6× Medicare | $2611.1× Medicare | — | — |
| Adventhealth North Pinellas Tarpon Springs · CMS 4★ · file updated 2026-04-01 | $511 | $6852.8× Medicare | $4111.7× Medicare | — | — | $4731.9× Medicare | $2601.1× Medicare | — | — |
| Orlando Health Bayfront Hospital Saint Petersburg · CMS 2★ · file updated 2026-04-01 | $523 | $5282.2× Medicare | — | $5232.1× Medicare | — | $4772.0× Medicare | $2591.1× Medicare | — | — |
| Adventhealth Zephyrhills Zephyrhills · CMS 4★ · file updated 2026-04-01 | $532 | $6572.7× Medicare | $4872.0× Medicare | — | — | $4872.0× Medicare | $2611.1× Medicare | — | — |
| Adventhealth Dade City Dade City · CMS 4★ · file updated 2026-04-01 | $617 | — | — | $6752.8× Medicare | — | $5582.3× Medicare | $2601.1× Medicare | — | — |
| Adventhealth Riverview Riverview · file updated 2026-04-01 | $690 | — | — | $6902.8× Medicare | — | — | — | — | — |
Each figure is the median of that hospital's published rates for the procedure's code family under that plan type. "Insured median" is the median of the hospital's commercial-plan rates (PPO, HMO, EPO, POS, ACA marketplace and plans not labelled by type); the headline figure is the median of that column. Hospitals label plan types differently, so compare the Insured median column across hospitals rather than a single plan-type column. "×Medicare" compares to the CMS national outpatient rate. Blank cells mean the hospital's file discloses no dollar rate for that plan type.
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