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All procedures / Knee MRI / Chicago, IL

Knee MRI Cost in Chicago, IL (2026): Negotiated Rates by Insurance TypeNPI VERIFIED

Across 14 hospitals in the Chicago, IL area that publish federally required price files, the median negotiated rate under commercial insurance is $1,467 (middle half of hospitals: $734–$1,901) and the median self-pay (cash) price is $1,488 for an MRI of the knee. The Medicare outpatient baseline for the same procedure family is $243.

Source: hospital machine-readable files (45 CFR §180), file dates 2025-08-01 to 2026-07-22 · Medicare baseline: CMS OPPS Addendum B · Data extracted 2026-10-31 · Page updated 2026-10-31

Area covered: hospitals in Chicago, Aurora, Elmhurst, Maywood, Melrose Park, Naperville, Oak Lawn and Oak Park, Illinois. Hospitals outside these places are not in this table, even if they serve the area.

Median insured rate
$1,467
commercial plans · 14 of 14 hospitals
Middle half
$734–$1,901
25th–75th percentile of hospitals
Median cash
$1,488
self-pay price · 12 hospitals list one
Medicare baseline
$243
CMS OPPS national
1 of 14 hospital files were more than 12 months old at extraction (flagged in the table). Hospitals must update these files yearly; older figures may not reflect current contracts.
This is the hospital's facility fee. The radiologist who reads the images bills separately.
These are contract reference rates, not your bill. A plan-type median is not a quote for your specific plan or network. Your out-of-pocket cost depends on your deductible, coinsurance and network status. Rates shown are facility charges only — physician/radiologist fees are billed separately.
HospitalInsured medianPPOHMOCommercialMedicare Adv.ACA ExchangeMedicareCashList (gross)
Roseland Community Hospital
Chicago · CMS 1★ · file updated 2026-07-01
$298$2981.2× Medicare$2981.2× Medicare—$2551.0× Medicare$2551.0× Medicare—$302$597
Elmhurst Memorial Hospital
Elmhurst · CMS 3★ · file updated 2026-04-01
$594$7763.2× Medicare—$4111.7× Medicare——$2551.0× Medicare——
Edward Hospital
Naperville · CMS 3★ · file updated 2026-04-01
$594$7763.2× Medicare—$4111.7× Medicare——$2551.0× Medicare——
South Shore Hospital
Chicago · file updated n/a
$724$7283.0× Medicare$7243.0× Medicare—$2831.2× Medicare$5872.4× Medicare$2801.1× Medicare$574—
Loyola University Medical Center
Maywood · CMS 2★ · file updated n/a
$761$2,90311.9× Medicare$7613.1× Medicare—$2591.1× Medicare$3231.3× Medicare—$1,493$6,492
Community First Medical Center
Chicago · CMS 2★ · file updated 2026-04-01
$990$1,0114.1× Medicare$9694.0× Medicare$1,5016.2× Medicare$2551.0× Medicare$2551.0× Medicare—$1,483$2,966
Rush Oak Park Hospital
Oak Park · CMS 4★ · file updated 2026-07-22
$1,425$1,1884.9× Medicare$1,2965.3× Medicare$1,5546.4× Medicare$2,59210.6× Medicare$3,36913.8× Medicare—$1,296$2,592
Advocate Christ Hospital & Medical Center
Oak Lawn · CMS 3★ · file updated 2025-11-04
$1,509$1,7307.1× Medicare$1,5096.2× Medicare$1,4205.8× Medicare$3711.5× Medicare——$1,510$3,020
Rush University Medical Center
Chicago · CMS 5★ · file updated 2026-07-22
$1,657$1,6246.7× Medicare$1,5826.5× Medicare$1,6916.9× Medicare$2,59410.6× Medicare$3,50114.4× Medicare—$1,297$2,594
Loyola Gottlieb Memorial Hospital
Melrose Park · CMS 3★ · file updated n/a
$1,830$2,2979.4× Medicare$1,8307.5× Medicare—$2621.1× Medicare$2961.2× Medicare—$1,233$6,492
Insight Hospital And Medical Center Chicago
Chicago · CMS 1★ · file updated 2026-06-25
$1,925—$1,9257.9× Medicare———$1,6506.8× Medicare$2,200$2,750
Copley Memorial Hospital
Aurora · CMS 4★ · file updated 2026-07-22
$2,107$1,7437.2× Medicare$2,47110.1× Medicare$1,5666.4× Medicare$3,41614.0× Medicare$2,63810.8× Medicare—$1,708$3,416
University Of Illinois Hospital And Clinics
Chicago · CMS 4★ · file updated 2025-08-01file >12 mo old
$2,248$3,95916.2× Medicare$2,2739.3× Medicare—$2511.0× Medicare—$2511.0× Medicare$3,959$5,656
Ann & Robert H Lurie Childrens Hospital Of Chicago
Chicago · file updated 2026-04-01
$4,469$4,66319.1× Medicare$3,21513.2× Medicare————$3,627$5,182

Each figure is the median of that hospital's published rates for the procedure's code family under that plan type. "Insured median" is the median of the hospital's commercial-plan rates (PPO, HMO, EPO, POS, ACA marketplace and plans not labelled by type); the headline figure is the median of that column. Hospitals label plan types differently, so compare the Insured median column across hospitals rather than a single plan-type column. "×Medicare" compares to the CMS national outpatient rate. Blank cells mean the hospital's file discloses no dollar rate for that plan type.

Reuse: the price statistics on this page are licensed CC BY 4.0 — use them for anything, including commercial work, crediting "HospitalPriceGrid (ArtiLabs)". Site text, design and paid data extracts are not covered.

Frequently asked questions

How much does an MRI of the knee cost without insurance in Chicago, IL?
Of the 14 hospitals in this table, 12 publish a self-pay (cash) price; their median is $1,488. That is the hospital's facility charge — a separately billed doctor's fee may apply. Freestanding imaging centers aren't in these hospital files and are often cheaper for self-pay patients.
How much does an MRI of the knee cost with insurance in Chicago, IL?
With insurance, the hospital's negotiated rate is what your plan is billed. Across 14 hospitals here the median commercial-plan rate is $1,467, and the middle half fall between $734 and $1,901. Until you meet your deductible you typically pay that negotiated amount; after it, your coinsurance or copay applies.
Why do Knee MRI prices differ so much between Chicago, IL hospitals?
Each hospital negotiates separately with each insurer, and hospitals in the same health system often share one rate sheet. In this table the cheapest quarter of hospitals negotiated $734 or less, while the priciest quarter negotiated $1,901 or more — 2.6 times as much for the same procedure code.
What is the Medicare rate shown here?
$244 is the CMS national outpatient (OPPS) payment rate for this procedure family. We show it as a government baseline so you can see each hospital's multiple of it.

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